# Gavin Andresen
# 2012-09-01 15:49:52
# https://bitcointalk.org/index.php?topic=104630.msg1152365#msg1152365

@s{quotedtext}
@s{quotedtext}
You address it by explaining where the bitcoins come from for the 'guaranteed' payouts. @p{par}

Credit cards make money by charging merchants a fee, charging interest on late payments, etc. And they mitigate their risk by running credit reports on borrowers. @p{par}

Legitimate lenders do something similar. @p{par}

So, I'll ask again: what is your business model?  How will you make the money to payback the people who are sending you X bitcoins and expecting to get X+Y back in a day? @p{brk}