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Y2K was a non-event exactly because it was predictable and so lots of people did lots of work to make sure nothing terribly bad happened.
My point is only that the block #210,000 switchover will, I think, be exactly the same. An entirely predictable event that people will plan and prepare for. It will be a significant event only for the very small minority of people who have to do the planning and preparing.
RE: complacency: I think we're a lot better at getting complacent about random events (like earthquakes and hurricanes) than "this is absolutely 100% certain to happen on or around this date" events.