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No, no, no and yes. I'm planning on making the answers to all of those questions "yes" within the next six months, although I need to look at how many bitcoins are contained at any given time in the ClearCoin wallet; it might make more sense to send double or triple that amount of bitcoin to a publicly verifiable address, prove I own the coins, and guarantee any losses due to ClearCoin getting hacked.
(note: I just looked, and right now there are 540 bitcoins in the ClearCoin wallet, so spending $50,000 to protect them really wouldn't make sense).
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Yet another bitcoin chicken-and-egg problem that will get solved by investors taking a risk and giving bitcoin entrepreneurs the resources to do security right (or wealthy entrepreneurs stepping up and making the investment themselves).